Monday, February 18, 2008 

Protect Yourself While Gaming - Tips to Avoid Eye Strain and Proper Sitting Tips While Playing Games

Gaming means long hours at the computer. Self absorbent and an obsessive hobby, incorrect habits and posture are detrimental to health. Problems like musculoskeletal injuries, eyestrain, and disabilities of the hands and wrist like, RSI or Repetitive Strain Injury are common. Bad posture causes: pain, stiffness of joints, weakness, bad circulation, as well as swelling. Ensure that:

The desk is designed especially for computers.

While seated, the feet are flat on the floor; arms and thighs are parallel to the ground; back is straight; and the arms dont have to stretch out to reach the keyboard or mouse.

The keyboard height is such that the elbows are parallel to the ground and level with the keyboard. An ergonomic keyboard is recommended.

The spine maintains its S curve when seated, so use an ergonomic chair and if required, a footstool.

The mouse is placed at the same height as the keyboard. Use your whole arm not just the wrist when operating the mouse.

Typing is done with light fingers. The wrists should be flat and not angled to the left or right. To avoid nerve compression the elbow must not be angled more than 90 degrees.

The arms are raised off the keyboard as often as possible.

Tasks are alternated so that you are not typing or clicking the mouse continuously.

Another factor is eye strain. Extended computer use can cause: blurred vision, focusing difficulties, as well as headaches. Reduce risk by ensuring that:

The light source is angled from the side. The primary light source must not shine on the face or directly on the screen. Lighting should have a 10:3 ratio screen characters should be 10X brighter than background and room lights should be 3X the screen brightness. Use a shaded copy lamp to avoid screen reflections.

Reflections and glare are eliminated by using an antiglare screen and by tilting the monitor slightly.

The monitor must be centered so that neither the body nor neck is twisted when viewing the screen.

The screen is of good quality. The text should be sharp and nor distorted. Change the resolution to a comfortable font size.

The monitor is a suitable distance away.

The screen is at eye level or lower.

Brightness and contrast are reduced to suitable levels.

It is important to:

Break concentration by looking away from the monitor at far away objects at least once every 15-20 minutes.

Pause in between to blink your eyes rapidly. This will lubricate the eyes and prevent dryness.

Schedule regular eye checks.

Monitor blurred vision, headaches, red eyes, or watering eyes.

Splash water and wash your eyes at least 3-4 times a day.

Tips:

It is advisable to take frequent breaks, either do stretches or take a short walk once every hour for 10-15 minutes.

Use a well ventilated room.

Reduce emission in laser printers, photocopiers, and scanners. Problems can be eliminated and the risk reduced by inculcating good posture and working habits.

Paul Wilson is the content manager for http://www.1888FreeOnlineGames.com, the premier website to play thousands of free online games including arcade games, action games, card games, flash games, strategy games, puzzle games and more. He also manages content for http://www.1888softwaredownloads.com.



 

Mortgage Refinancing - Americans are Reaching Critical Mass

Over the last 10 years the American housing market has been booming, property values rising across the board and construction was up to near all time highs. This led to empowerment of the American homeowner and first time buyers. With more possibilities due to the resulting rise in equity, countless homeowners began the process of improvement of their homes and setting their sites on bigger and better.

At the end of the last decade the first time home buyer, new to the real estate market and unaware of the trends in real estate, began to tap into their new found equity and over the next several years their spending habits began to look less and less responsible. Thinking the lucky streak of rising equity would never end and fueled by the hype in the media, Mr. and Mrs. Homeowner begin to take on more and more debt than they will eventually be capable of handling.

Fast forward 8 years, the market generally speaking is beginning to cool off with real estate values at near all time highs. The fast 2 day time on market has turned into 2 months, 4 months and now average time is beginning to look like 6 months or more.

Being in the mortgage business, my wife and I had begun to realize just how serious this situation was becoming as client after client kept coming back to us for refis. Dont get me wrong, we didnt mind all that much however, we knew that many of these clients, no matter how often we suggested, were in denial. They werent going to change their spending habits for us or for themselves.

Finally, critical mass was reached. The next time we looked at their situation, there was no equity in their home, LTV was shot. Credit scores dropped, bills flowing in and a real estate market that was beginning to get flooded with inventory, short sales or long time on market. There was no easy answer to be found.

Just by chance we came in contact with a real estate agent we worked with in the past, an old timer in the industry who nearly had her watch set by the market trends. Come to find out she was phasing out of the business for a new venture. Something she said was The right product for the right time. This new business turned out to be a concept that is not necessarily new, but has not been put to use in a systematic and deliberate way by the average person, the tools just werent there before now. Were talking about interest arbitrage; interest cancellation. This involves floating the banks money to cancel interest on a first mortgage and accelerating the pay off in record time.

We thought this sounded well and good, but we wanted to research this ourselves. In the end it all boiled down to the fact that we couldnt dispute the math. What we found was impressive to say the least. This turned out to be a roadmap that we and our clients can use to get on financial track and stay there.

I hope you have found this article informative and interesting. Check back to see how this turns out. If you have any questions, feel free to contact me.

-Greg Campbell

Greg Campbell is a San Diego based entrepreneur, independent agent for United First Financial, surfer, husband and father of 2. Greg has been in the real estate and mortgage industry for many years. With the emerging real estate mortgage debt America is accumulating, Greg has shifted his focus on helping people overcome their financial bondage. For more info or to contact Greg, visit: http://www.DissolveYourMortgage.com



 

Financial Aid Options

Before entering college, you may find yourself pondering exactly how you will be able to pay for college. Many public colleges and universities cost thousands of dollars, while private colleges and universities can cost $10,000, $20,000, $30,000, or even more just to attend. Before getting too worried about these high prices, it is important to know that help is just a click of the computer mouse away, as the internet can help you to find the financial aid option that is right for you!

FAFSA First

Without knowing any of the options, it is important to first fill out a FAFSA form with your schools financial aid department. The FAFSA form allows you to tell the federal government all of your financial information. Once they have that in hand, they can determine what your best financial aid options are.

Loan Options

One option often used by students entering college is loans. Loans, like the federal PLUS loan, Perkins loan, Stafford loan, and FFEL loan, can all help you to pay your way through college without putting a dime down to do so. You will, of course, be required to pay back some or all of these loans (depending upon your financial status and the financial status of your parents), but loans can be an effective way of paying your way through college.

Grant Options

Another option is grants, which can be obtained through the government (like the Federal Pell Grant, for example) or through your particular school. Grants pay your way through college and do not need to be repaid once you graduate. These grants are usually only granted to those who are in need of financial aid, but be sure to apply for them if you think that you are eligible.

Other Financial Aid Options!

Other less conventional methods of financial aid are also available to college students. Federal work study allows students to work at colleges and universities while they are enrolled there for several hours per week. Money earned can then be used as a means of financial aid. Check with your specific college or university for other financial aid options that may exist and be at your disposal.

This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we're dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about Financial Aid Options at http://www.NextStudent.com.

My goal is to help every student succeed - education is one of the most important things a person can have, so I have made it my personal mission to help every student pay for their education. Aside from that, I am just a pretty average girl from SD.



 

What Is A FHA Loan?

Most of us need to borrow some money at least at one point of time in our life. When we want to buy a car, to study at the College or University, when we want to buy a house or home, when we need money to start our own business - even when we use our credit cards.

There are many types of loans and mortgages, such as FHA loans, Student loans, College loans, Business loans, Personal loans, Commercial loans, Payday loans, Auto loans, Car loans, Vehicle loans, Mobile home loans, Motorcycle loans, Military loans, Construction loans, Home loans, house loans, home equity loans, Bridge loans, Disaster loans, farm operating loans, Agriculture loans, Debt consolidation loans, Direct Loans, Government loans, Unsecured loans, refinance/remortgage loans, Bad credit loans, etc., just to name a few.

Within each loan term there are additional sub terms such as Fixed rate vs. Variable rate, Adjustable rate, ARM, PITI, HELOC, Balloon Mortgage, reverse mortgage, and other bewildering financial terms we will try to clarify here.

What is FHA

Home mortgages are important part of the loans universe but we will concentrate here On a specific one called FHA. The Federal Housing Administration (FHA), a wholly owned government corporation, was established under the National Housing Act of 1934 to improve housing standards and conditions. Its goal was to provide an adequate home financing system through insurance of mortgages, and to stabilize the mortgage market.

FHA is not a loan, Its an Insurance! If a home buyer defaults, the lender is paid from the insurance fund. An FHA loan allows you to buy a house with as little as 3% down payment, instead of the higher percentages required to secure many conventional loans. Taking advantage of the FHA loan program is a great way for first time buyers, or anyone with a shortage of down payment funds, to buy a home. It is not a program reserved only for first time home buyers. You can buy your third or fourth home with an FHA loan. The only stipulation is that you may only have one FHA loan at a time.

FHA helps low and moderate-income families purchase homes by keeping the initial costs down. By serving as an umbrella under which lenders have the confidence to extend loans to those who may not meet conventional loan requirements, FHA's mortgage insurance allows individuals to qualify who may have been previously denied for a home loan by conventional underwriting guidelines. It also protects lenders against loan default on mortgages for properties that include manufactured homes, single-family and multifamily properties, and some health-related facilities.

The two very basic terms you need to understand is A.PITI and B. Long Term Debt. PITI stands for Principle, Interest, Taxes, and Insurance. It is with relations to your Mortgage and property housing total monthly cost. Your maximum PITI should not exceed 29% of your gross monthly income.

Long term debt includes such things as car loans and credit cards balances. In order to qualify for FHA loan your PITI + Long Term Debt should not exceed 41% of gross monthly income.

This is much lenient terms compared to conventional loan terms of maximum PITI of 26% - 28% and Total PITI + Long Term Debt of 33% -36%.

Qualifying for an FHA loan you need the following:

- Good credit history that shows you meet your financial obligations.

- PITI + Long Term Debt not to exceed 41% of gross monthly income.

- Sufficient cash down payment at time of closing. 3% of the total cost.

- Closing expenses cost of 2%-3% of the price of the house. (Homeowners Insurance, Attorneys fees, title fees, and title insurance, Private Mortgage Insurance if you are paying less than 20% down, the loan origination fee, and a fee that goes into the FHA insurance fund).

The FHA ARM - Adjustable Rate Mortgages is a HUD -US Department of Housing and Urban Development, mortgage specifically designed for low and moderate-income families who are trying to make the transition into home ownership. At the time it is issued, the ARM usually has an interest rate several percentage points below a fixed rate mortgage.

The interest rate can change as market conditions change. If interest rates go up, so does your mortgage payment. If they come down, your mortgage payment comes down, too.

The reverse mortgage is often of interest to senior homeowners. This loan provides cash for living, health or other expenses. Payments are made to the borrower in a lump sum or monthly. Most reverse mortgages are issued to those 62 and older who own a debt-free home with no tax liens.

A Home Equity Line of Credit (HELOC) lets you use equity in your home to pay for home improvements, debt consolidation or other financial goals. With an acceptable debt, credit and employment history, you may be able to borrow up to 85% of the appraised equity in your home.

Balloon Mortgage - the buyer pays interest for three to five years on a balloon mortgage. After that the entire principal comes due all at once.

MBA - International Trade & Finance - Heriot-Watt University. Bsc. Computers and Information Systems - Long Island University - C.W Post Campus. Hobby: Photography. Married with two Children.

Owner & Editor of: http://www.loans-money-infoweb.com/Site_Map.html



 

Wrinkle Treatment and Prevention

Wrinkles are caused by the skin losing elasticity as the body ages and from the long-term effects of muscle contractions from smiling, frowning and laughing. But they are also worsened by sun damage, smoking and from the stressful lives that we lead. Today more and more people go in for wrinkle treatment with Botox cosmetic. Botox a sterile, purified protein produced from the bacteria, clostridium botulinum, is injected in small amounts into facial muscles binds to the nerve endings supplying the muscle and prevents nerve impulses from traveling to the muscle.

The resultant weakening or paralyzing effect on the facial muscle temporarily reduces or eliminates previous skin creasing and new skin creasing is avoided. Within three or four days of this wrinkle treatment, the patient can have a visibly smooth wrinkle-free face and the effect typically lasts for 3-6 months after which the treatment needs to be repeated. Most nagging reminders of age, the wrinkles like forehead creases, brow furrows or eye lines (crow's feet) can be effectively treated by injecting mild doses of Botox.

Collagen, that happens to be a fibrous protein substance that is part of all human and animal tissue, is also used to remove wrinkles from all areas of the face. In this anti-wrinkle treatment, collagen bovine (cow-derived) or human collagen is injected into the skin to fill out the skin and remove the wrinkles. Prominent facial creases and folds around the forehead, cheeks and chin can be treated as well with this material. Before collagen (wrinkle) treatment, a collagen allergy testing has to be performed, and the treatment needs to be repeated every 2-4 months.

Other wrinkle-treating methods commonly in use are dermabrasion, laser resurfacing, fat implants. In dermabrasion, the surface layer of the skin is removed by high-speed sanding. But this technique is not that successful in case of very prominent wrinkles, it is basically a way of facial skin rejuvenation, as it is very effective in removing and reducing acne and scars. Laser resurfacing, another wrinkle treatment method, works best on fine, shallow wrinkles caused by aging or sun damage. In case of fat implants, fat is taken from one area, usually belly, buttocks or thighs and deposited in laugh lines, frown lines, sunken chins, and hollow cheeks.

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What Homeowners Should Know to Stop Foreclosure- Speaking Your Lender's Language

Financial literacy is the means of empowering consumers to make informed financial decisions through exposure to accurate and timely information. In no other area is the void of accurate information more evident that in the area of foreclosure.

The national foreclosure rate is at the highest level since the Great Depression. Families fall behind on the mortgage payments because of illness, job layoffs, business failure, divorce and marital problems, and bad money management decisions. Foreclosure and the loss of the home is the usual result. Foreclosure is financially and psychologically devastating to the stability of the household.

This article provides information to expose homeowners to the financial principles of loss mitigation. Loss mitigation is essential to asset protection because it provides the borrower with information necessary to make good decisions. Learning the programs or "tools" available as an alternative to foreclosure is the key to preserving home ownership.

For example, If I told you that the mortgage servicing industry reports average loss of $20,000 to $30,000 per foreclosure, then you may be inclined to believe that foreclosure is not an efficient and cost effective means of collections for the lender. According to Vic Draper, President of Universal Default Services, "33% of all mortgage defaults that go to REO never made contact with the borrower!" The lender does not want your home and will work out a financial alternative if you speak their language.

LOSS MITIGATION TOOLS

A homeowner should know and understand options available during times of crisis. It makes the difference in gaining ground in challenging situations. A point well presented by Gerry Spence, legendary attorney and best selling author of How to Argue and Win Every Time, a book I first bought as a young attorney and have since read numerous times. Spence stresses that you cannot make the winning argument if you are speaking English and the other person is speaking French. Parlez-vous Francais?

The following financial tools act as a safety net that allows for a quicker recovery. The Department of Housing and Urban Development (HUD) has been instrumental in establishing guidelines to assist homeowners experiencing financial hardships. The goal is to offer financial alternatives to foreclosure, while allowing lenders to make determinations based on certain risk criteria. Lenders also benefit from the prevention of losses due to foreclosure sales. Without these programs, millions of people would lose homes each year.

FORBEARANCE PLAN

Immediately contact the lender to report a temporary loss or reduction in income and signup for a forbearance. A forbearance plan is designed to bring payments current over a period of time by paying a full payment each month, plus a partial payment on the delinquent amount. An initial down payment is required. Most lenders have a forbearance program. However, you must be diligent in requesting forbearance even if it means speaking with a manager with authority to approve the plan. Request that the approval be sent to you in writing.

Affordability

An important subsection in acceptance of forbearance is the probability of successfully completing the plan. It is easy to agree to any repayment plan when desperately trying to stop foreclosure. You will be happy to stop the process by any means necessary.

I have had clients who agreed to ridiculous repayment plans that they obviously did not have the income to cover. In some cases, it appeared that the lender pulled numbers out of the sky without gathering information on the homeowners ability to repay. This is poor mitigation technique that will normally count against the client as a broken promise to pay and often leads to the decision to sell the property rather than take additional risk with the homeowner.

During the early part of 2004, a prospective client contacted Save Your Home two days before his home was scheduled for sale. Despite time limitations, we had a very good relationship with this particular lender and agreed to intervene on the homeowners behalf.

He had $8,000 to use as a down payment to stop the sale but the lender refused to accept it because a forbearance plan had been put in place three months earlier in which our client had paid a $6,500 down payment, but failed to make the subsequent payments under the terms of the agreement. This made him a bad risk for reinstatement and foreclosure seemed the most prudent financial decision for the lender to recover its arrearage.

However, the truth of the matter was the homeowner agreed to a plan that he could not afford to pay. It was not a good plan because it was based on a higher monthly income due to miscalculations where a quarterly bonus should have appeared on the financial status report. His monthly income had been overstated by $600 per month. When it was time to make the other payments, he was rich on paper but was cash poor. He did not have the income and as a result violated the repayment plan.

We convinced the lender to take another look at the numbers. In the end, the lender accepted a $2,500 down payment and modified the terms of the loan. The client was able to keep his home because he correctly reported his income to the lender. Make sure that you report your income accurately so that you can afford the repayment plan offered to you.

LOAN MODIFICATION

When the financial loss is due to an illness, death or loss of a spouse, or unexpected increase in expenses, (e.g. tax levy, sick child, or other permanent hardships), talk to the lender about a loan modification. A loan modification changes the terms of the loan to lower the payments. Documentation of the hardship will be necessary. Loan modifications are granted frequently. Still, you must aggressively negotiate with the lender. Refer to examples in case study.

REVERSE MORTGAGES

This is a type of home equity loan that allows you to convert some of the equity into cash while retaining ownership. If you are 62 or older and are house-rich and cash-poor, a reverse mortgage is an option to consider. Consult with your family, attorney, or financial advisor before applying for a reverse mortgage. Knowing your rights and responsibilities as a borrower may help to minimize financial risks and the threat of foreclosure.

DEED IN LIEU OF FORECLOSURE

If turning over the home is an option, contact the lender to voluntary release the deed to the property with the stipulation that the lender agrees not to start or complete foreclosure proceedings. Many lenders will agree to this arrangement since it gives them possession of the property minus exorbitant legal fees and court costs. Further, request that the lender remove some or all of the missed payment reports to the credit bureau. If not, threaten to file bankruptcy or to fight to keep the home. Get all agreements in writing on company letterhead.

PARTIAL CLAIM

A partial claim is an interest free loan available on FHA/HUD loans. To qualify, a loan must be at least 4 months delinquent but not more than 12 months. If approved, the partial claim is repaid after the first loan has been paid in full.

SHORT REFINANCE The area of loss mitigation is always changing in order to address new challenges within the economy. Because of a tremendous loss of jobs in some areas, property values have steadily declined.

A new loss mitigation tool that some innovative lenders are using to address the new economy is called the short refinance. Remember that refinancing out of foreclosure is extremely difficult because of loan to value restrictions that may not be sufficient to pay off the existing mortgage and cover closing costs.

If the property value has decreased, certain lenders and investors may be willing to accept less money. You must agree to an in home inspection and provide the normal loss mitigation package for approval. The lender closes a new mortgage loan to pay off the mortgage that is in foreclosure. If you have a second mortgage lien, this lien holder is not included in this deal and will still have the same loan amount.

SHORT SALE Lenders are in the business of lending money not owning houses. The lender will allow you to sell the home to someone and accept far less than what you currently owe on the mortgage. This is also called a short payoff because the lender agrees to cancel the note and mortgage as a lien on the home. The lender may want to perform an in home inspection to determine the propertys condition and value. Cooperation with this request by allowing access

All of these programs may not be right for everyone so you must evaluate your situation to decide which one will benefit you the most. For more information, visit www.syhuniversity.com for a free copy of the loss mitigation book, How to Save Your Home.

Herbert Addison, JD is a former consumer law attorney and is President of Save Your Home, Inc., a nationally acclaimed loss mitigation firm located in Columbia, South Carolina. Mr. Addison and Michael Taylor, Sr. are co-authors of the book, How to Save Your Home, that teaches homeowners how to properly negotiate foreclosure alternatives with mortgage lenders. Mr. Addison has also been published in Service Managment, the leading default management magazine to the mortgag servicing industry. He can be reached at 877-212-1880. His business websites include http://www.syhuniversity.com; http://www.contacttheexpert.com and http://www.saveyourhome.info Email: taddison@saveyourhome.info.



 

Beauty Tips-Look Younger, Live Longer, Feel Younger

In this age of baby boomers, generation X, and generation Y, there are many of us who would like to retain our youthful appearance. But it isnt always about the looks, or maybe it is more accurate to say that looks can be deceiving, dont judge a book by its cover. My favorite has always been, true beauty comes from within. I really believe that is true. When you meet someone who has a sparkle in their eyes, they tend to look younger than their age. Someone who laughs and enjoys life, looks and feels younger. There is a lightness in their step, attitude and spirit. There is a sense of pleasure being in their presence, a joyfulness that surrounds them.

I have a woman friend who exudes those qualities. She is an art therapist, in her later fifties, works with extremely troubled youths in a lock up facility, and she refuses to grow old. Every time I am in her presence, I feel like a more joyful, happy person. We laugh over the silliest, dumbest things. She loves to have fun!! She has graying hair, and her shape is starting to sag, but boy is she a blast to be around!

You can look younger without surgery, its easy.just laugh more!

Im often mistaken for being much younger then my birth years. I am soon to be forty-seven and usually get pegged in the mid thirties, even by friends who have known me for a while. An example of that is just the other day I was at the beach with my children, and I was talking with a friend, who I have known for several years. We were talking about menopausal symptoms and she said, Arent you a little young. What are you thirty-six, or thirty-seven?. I got a good laugh out of her reaction, when I told her my age!

I have had the occasional flirtatious younger man make advances, which is always very flattering and surprising, but I think it is the confidence that an older woman carries which is appealing. If you are in good shape, comfortable in your own skin and enjoying life, what is there not to be attracted to?

I take good care of myself, eat well, exercise, take specific supplements that I personally believe to help, it is vital to feel your best and most importantly I love to laugh. Laughter is the best medicine, is another of my favorites sayings. Live long, love deeply, laugh often.

Debbie is the cofounder of debnbob.com, a blog focused on the personal challenges in life. It is through her blog that she helps people solve, and discuss everyday issues that concern us all. Sometimes it just isnt appropriate to ask someone you know their opinion on a subject that is on your mind. You may feel-free to ask Debbie. She is also a professional homeschooler and business owner. You may visit Debbies blog at: www.debnbob.com



 

How To Market An Internet Marketing Affiliate Program

An internet marketing affiliate program is either an individual or merchant company that is willing to pay you a commission for selling their product or service for them. Some affiliate programs can be marketed offline, as well as online, however, most are designed to be put in front of internet audiences.

There are, of course, many different methods of marketing affiliate programs. The most popular by far is email marketing. Email can send your marketing message to all four corners of the world in a matter of seconds, providing that it can get by the spam filters employed by most internet service providers.

Another method for promoting an internet marketing affiliate program is by using pay per click advertising. This method of advertising does cost money and it's very important that you test and track everything that you do when using it in order not to waste your advertising budget. There are literally dozens of pay per click advertising companies out there now, but the best three by far, in order, are Google Adwords, Yahoo Search Marketing and MSN Adcenter.

Another method for advertising your internet marketing affiliate program is by using Search Engine Optimization (SEO). This method is done by focusing individual pages on specific keyword phrases in order to rank highly in the search results in Google, Yahoo and MSN. When someone does a search there, there would be a good chance they'd see your offer page or website. This method has become extremely competitive and it's hard to rank for broad terms anymore, but there's still a lot of "long tail" phrases that can add up to a lot of traffic quickly, if you're willing to do the work.

There are several ways that you can market an internet marketing affiliate program online. Hopefully, this will give you enough information to get you started on the right track.

Has Learning Affiliate Marketing Been Tough For You? Are you spending a lot of money and time only to have the same result? Grab my free report "Top 10 Affiliate Mistakes" and save yourself a lot of heartache. Visit MakeAffiliateCash.com Right Now. You'll learn what NOT to do and finally get yourself on the right track. Internet Marketing Affiliate Program. Joe Stewart is an Internet Marketer and Small Business owner that enjoys helping others.



 

Edward Coley Burne-Jones - A Short History

Edward Coley Burne-Jones was born in 1833 in Birmingham. His father was a small business owner, specializing as a framer, and his mother died a few weeks after Edward was born. He lived in the industrial town of Birmingham until he was twenty. He attended King Edward VI school from the age of eleven and achieved high academic results in mathematics and drawing. He went to Exetor College in Oxford in 1853, and met William Morris, who became a lifelong friend and they also shared a home from 1856. They both had thought about church work, but Edward decided to becomes a painter and William became an architect. He also changed his name from Jones to Burne-Jones about this time.

Edward took a few lessons from Rosetti, but essentially he is a self-taught artist. He learned from Rosetti the need to keep art pure and was a supporter of the Pre-Raphaelite styles and forms. He was also prominent in promoting medieval art. His early works were pen and ink drawings and watercolors of a romantic nature. He traveled to Italy on a number of occasions during his life to fine tune his artistic talent. He married Georgina MacDonald, a sister of a friend. He designed stained glass windows and later took on a job with Morris in 1875 at his stained glass factory.

He was also a friend of John Ruskin the art critic and they traveled together to Italy where Edward began to develop a unique style. He preferred to draw a live model, and narrowly escaped a scandal of an affair with one of his models.

Edward concentrated on oil paintings from 1877 and almost immediately won wide acclaim. Some of his oil paintings were large compared to other works. His works were the major draw-card at a number of shows in the coming years, including the Exposition Universelle in 1878. He was also a witness for John Ruskin at a libel case with James McNeill Whistler.

He never limited himself to canvas and designed decorations for jewelry, tiles, costumes and tapestries. His finest work in this area is regarded as the Holy Grail series that are displayed at the Birmingham Museum and Art Gallery.

Throughout his life, Edward used literature as his inspiration for his paintings, and this is most evident in The Briar Rose (1873) and Perseus (1882)

He became a Baron in 1894, and died from heart failure as Sir Edward Burne-Jones in Fulham in 1998.

The possibility of obtaining any of the great artworks by this artist is quite small, although from time to time they become available, but usually one needs to bid against international galleries for the artwork. Prints and cards have been produced by many suppliers of these works and other masters. For more information on the old masters and painters of the 18th century, go to http://uniquevintageprints.googlepages.com



 

Secrets Of MLM Online Success - Make Big Money - Who Are The Best Prospects For Fast Track Growth?

You must believe it can happen; you must believe "you" can do it; you must know that this is what "you" want and then you have to go out and make it happen no matter what!

Fast tracking this way is definitely a warm market venture, or at least a warmed up cold market venture. It works best in your local area. You can find your leads online but you'll need to develop a relationship with them first (don't buy lists from leads brokersthe prospects won't be high enough quality for this plan).

It's essential to have your a-List of 5 to 10 prospects ready ahead of time so you don't lose momentum.

Your A-list leads need to be highly qualified. You need people who are already successful in life, have a great upbeat attitude (you can't afford to have "victim" types dragging you down), are likely to have enough available money to get started with the premium package and maintain their monthly qualifying volume. And most important they need to have 5 to 10 friends of their own with the same qualities.

One great way to create a continuously growing list of quality prospects is on the internet. Click my link below to learn more.

Then you start showing the plan-initially one-one-one-and you sponsor like crazy.

You can use a Presentation on your lap-top if you like but you've got to generate excitement and commitment immediately so you need to be there in person, one-on-one to make that happen.

If you do the job properly, you bring in 4 and they bring in 4 who each bring in 4 then you have 4 + 16 + 64 = 84 new people in your organization. If they each invested say $1000 to enroll and you're commission payout on that is 10% then you could have made $8400 in a fairly short space of time.

I've known people do this in a month or so.

Adding the internet as a business tool can really "up your game".

Would you like to learn how to build your Network Marketing Business Online?

I have just completed a new book: "The Perfect Online Network Marketing Business".

You can download it FREE here: The Perfect Online Network Marketing Business

Plus there's a goldmine of information in my other FREE book: How To Use The Secret Magic Of Article Writing To Start And Run A Successful Online Business

Jim Keayes is an expert Internet and MLM Marketer. He teaches people to be successful online.